Find out when your health insurance must start
Overview
There is a time limit. The official page states it. You can start comparing now.
The question you never knew to ask“Is there a time limit to take out health insurance, and what if I miss it?”
Why it matters
Basic health insurance is a household decision with a time limit. Basic and supplementary cover are separate choices, and the deductible you pick changes your premium, so comparing early pays off.
Does this apply to me?
Your circumstances: Canton Bern, B permit, mixed nationalities, family with children, moving with a partner, arriving soon
Because you arrive soon.
When?
Tied to arrival. Exact window not verified.
What do I need?
- Everyone's arrival date
- Any current insurance you hold abroad
What do I do next?
- Read the official page on taking out health insurance.
- Note the window for your situation.
- Start comparing on Priminfo before you arrive.
- Ask insurers what basic cover includes for dental care before you decide whether you want supplementary cover.
Official guidance
Read official guidance from the Swiss authorities' joint information site (federal, cantonal and communal):
ch.ch: taking out health insuranceRead official guidance from the federal health insurance premium comparison, run by the FOPH:
Priminfo: the federal premium calculatorRead official guidance from the Federal Office of Public Health (FOPH):
BAG: the health insurance obligation for people living in Switzerland (German)Read official guidance from the federal health insurance premium comparison, run by the FOPH:
Priminfo: frequently asked questions on compulsory health insurance (German)
Useful resources
Our guide: Choosing basic health insurance, Will my salary be enough?