Review your health insurance each year
Overview
Insurer and deductible are not a one-off choice.
The question you never knew to ask“When can I change insurer, and is my deductible still right?”
Why it matters
You can review your insurer and deductible. The official page says when a change is possible.
Does this apply to me?
Your circumstances: Canton Bern, B permit, mixed nationalities, family with children, moving with a partner, arriving soon
It applies to every household moving to Switzerland.
When?
Each autumn. Exact window not verified.
What do I need?
- Your current policy
What do I do next?
- Read the official page on changing insurer.
- Compare next year's premiums on Priminfo when they are published.
- Check your deductible still fits how often you see a doctor.
Official guidance
Read official guidance from the Swiss authorities' joint information site (federal, cantonal and communal):
ch.ch: taking out health insuranceRead official guidance from the federal health insurance premium comparison, run by the FOPH:
Priminfo: the federal premium calculatorRead official guidance from the federal health insurance premium comparison, run by the FOPH:
Priminfo: changing insurer, deductible and insurance model (German)Read official guidance from the federal health insurance premium comparison, run by the FOPH:
Priminfo: frequently asked questions on compulsory health insurance (German)