Living in Switzerland
The questions that come after the first months.
Stage 3 of 3: The years after
16 things to know
Tap one of the first 3 for the steps and the official source.
Find out how your tax works
Tax at source, a tax return, or both.
- Read the federal page on tax at source.
- Check your canton's tax office for what applies to you, including whether your income means you must file a tax return.
- If you are taxed at source, ask whether filing a tax return applies to you or could be worth requesting.
- Note your date in your plan.
Our guide: Tax and pillar 3a
ch.ch: tax at sourcech.ch: completing your tax returnESTV (Federal Tax Administration): tax at source (German)Your canton's own page appears in your plan.
Keep your permit safe: renewals, long trips and job changes
Know what could affect your permit before it happens.
- Note when your permit card expires and when to renew.
- Before a long stay abroad, ask your canton's migration office what it means for your permit.
- If you lose your job, ask the migration office and register with the regional employment office promptly.
ch.ch: residence permits, application and renewalSEM: your canton's migration officech.ch: unemploymentFederal law: Foreign Nationals and Integration Act, Art. 61, when a permit lapses after a stay abroad (Fedlex, German)Your canton's own page appears in your plan.
Register marriages and births that happened abroad
Easier now than years later.
- Ask your canton's civil registry office what applies to your documents.
- Gather certified copies and translations.
The first 3 open for everyone. The other 13 (steps, what you’ll need and the official source) open with membership. See membership
- Check whether your salary means you must file a tax returnTaxed at source? Your income can decide whether you file as well.
- Review your health insurance each yearInsurer and deductible are not a one-off choice.
- Understand your workplace pensionWhere it goes when you change jobs or leave.
- Decide whether pillar 3a is for youA private pension with its own rules.
- Decide about your home-country pensionShould you keep paying in at home?
- Know your work basicsReference letters, notice and what job loss means.
- Know how to leave an apartment wellHandover, notice and early exit.
- Swap to Swiss plates and sort parkingThe car arrived; now it needs Swiss papers.
- Settled status and citizenship: the long viewWhat to keep from year one.
- Understand the school path after year oneKindergarten, school and language support are local.
- Learn the local language that works for your lifeCounter language and playground language are different.
- Know where to start if someone diesRare, heavy, and easier with a map.
- If you leave: deregister, pension and final taxLeaving is its own checklist.
Read next
settlein is a guidance tool, not a lawyer, tax adviser, insurer or public office. Where we have not verified a figure against an official source, we leave it blank.